Sparks Motors Says YES to car loans!

Special Financing

Strongest Warranty

Quality Credit “Restart”

Affordable Loans

Competitive Rates

Fast Approvals

At Sparks Motors, we have been saying “YES” to used car loans for over fifteen years.

Sparks Motors offers a large variety of finance plans starting at 1.5% up to a term of 84 months, most with 0% down!

Modest rates for BHPH (Buy Here/Pay Here) offering credit restarts and reporting to TransUnion monthly to start credit or improve your credit score.

We will do everything under the sun to make it EASY to get the loan you need for the car you want!

No matter what your credit, our team is expert at making the loan application process fast, painless and smooth for you.

Even if your credit is less than perfect, we may be able to help you purchase the car or truck that you really want. Some of our past customers (who thought they’d never qualify for a loan at other dealers) were amazed at how fast we got their loan approved.

Don’t you want the loan application process to be as simple as possible?

Sparks Motors will help you  get through the paperwork in record time!

We aim to make things go smoothly.

We focus on getting the keys to your car into your hands as fast as possible.

You can apply Online or apply in person.

Come on in today and let us say YES to you!

Loan Approval for happy young couple in car

"When I was looking for a car Roger Sparks was the only person willing to work with me. Everyone (at Sparks) has been great. I would buy another car from Sparks Motors."

Justen Obermoeller, Bonne Terre, MO.

go to our online Car Loan Application


6967 Stormy Lane, Hwy 67

Bonne Terre, MO. 63628

TEL: 573-358-1900

(FAX: 573-358-1910)



Business Hours:

Mon - Fri  9 a.m. - 6 p.m.

Saturday 9 a.m. - 6 p.m.

Closed on Sunday