Almost all financial experts advise against buying a new car. Here’s why it might be smarter to buy a pre-owned car…


 

1. AVOID THE SHOCK OF INSTANT DEPRECIATION

The financial “hit” you take from instant depreciation when you drive that new car off the lot can amount to many thousands of dollars.

When you really think about it, it just doesn’t make sense for most people. The money you save when you buy a pre-owned car can be huge. You might even take a vacation on it, pay off your credit cards, put it in a retirement account, or pay your car insurance premiums for some time and have some change left over too!

2. YOU DON’T NEED TO BUY “NEW” TO GET DEPENDABILITY

Cars are built better than ever these days!  A good late-model, lower mileage car can be the smartest buying choice for your budget.  Good automobiles last for decades now instead of just a few years. Times have changed and so have our cars.

3.  GET FAR LOWER CAR INSURANCE RATES

Even if you have a high FICO score and perfect driving record, all insurance companies are going to charge plenty to cover a new car with a comprehensive insurance policy. If you have average credit worthiness (or less) and any minor accident history (even not your fault) your auto insurance premiums could be a nightmare with a new car.

So be smart. Consider a pre-owned car first.


 

 

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